{"id":25,"date":"2026-11-02T23:42:54","date_gmt":"2026-11-02T15:42:54","guid":{"rendered":"https:\/\/duitkita.my\/?page_id=25"},"modified":"2026-11-02T23:42:54","modified_gmt":"2026-11-02T15:42:54","slug":"terma-dan-syarat","status":"publish","type":"page","link":"https:\/\/duitkita.my\/en\/terma-dan-syarat\/","title":{"rendered":"Terma dan Syarat"},"content":{"rendered":"<section class=\"dk-pagehero\"><div class=\"dk-wrap\">\n\t<span class=\"dk-eyebrow\">Legal<\/span>\n\t<h1>Terms and Conditions<\/h1>\n\t<p>The rules for using our site and buying Duit Kita products.<\/p>\n<\/div><\/section>\n\n\n<section class=\"dk-section is-tight\"><div class=\"dk-wrap\"><div class=\"dk-prose\">\n<p>Last updated: 2 November 2026<\/p><p class=\"dk-note\">This draft is provided as a template and should be reviewed by a legal adviser before launch.<\/p><h2>Acceptance of terms<\/h2><p>By using duitkita.my or making a purchase, you agree to these terms and conditions.<\/p><h2>Digital products<\/h2><p>All products are digital files delivered by download link and Google Sheets link. Nothing physical is shipped. Download links become available once payment succeeds.<\/p><h2>Licence<\/h2><p>Each purchase gives you a personal, non-exclusive, non-transferable licence to use the product for yourself and your household. You may not resell, share, redistribute or claim the product as your own work.<\/p><h2>Prices and payment<\/h2><p>Prices are shown in Malaysian Ringgit (RM) and processed securely by our payment provider. We may change prices at any time, but changes do not affect orders already paid.<\/p><h2>Not financial advice<\/h2><p>Our products are tracking and planning tools. They are not financial, investment, tax or legal advice. All projections are estimates based on the information you enter. Seek advice from a licensed professional before making significant financial decisions.<\/p><h2>Limitation of liability<\/h2><p>We work hard to make our products accurate and reliable, but to the extent permitted by law we are not liable for any loss arising from use of the products or decisions made based on them.<\/p><h2>Governing law<\/h2><p>These terms are governed by the laws of Malaysia.<\/p>\n<\/div><\/div><\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-dk","meta":{"footnotes":""},"class_list":["post-25","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/duitkita.my\/en\/wp-json\/wp\/v2\/pages\/25","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/duitkita.my\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/duitkita.my\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/duitkita.my\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/duitkita.my\/en\/wp-json\/wp\/v2\/comments?post=25"}],"version-history":[{"count":1,"href":"https:\/\/duitkita.my\/en\/wp-json\/wp\/v2\/pages\/25\/revisions"}],"predecessor-version":[{"id":44,"href":"https:\/\/duitkita.my\/en\/wp-json\/wp\/v2\/pages\/25\/revisions\/44"}],"wp:attachment":[{"href":"https:\/\/duitkita.my\/en\/wp-json\/wp\/v2\/media?parent=25"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}